Home Loans for Sonographers

Sonography is a specialist discipline within medical radiation practice, regulated by AHPRA through the Medical Radiation Practice Board of Australia. A number of lenders recognise AHPRA-registered medical radiation practitioners in their professional lending programs. Tiger Mortgage helps eligible sonographers identify which lenders currently include their registration in professional policies.

Tiger Mortgage – Residential Loans Sydney & Gold Coast

Registration — Medical Radiation Practice Board of Australia

Not all sonographers in Australia hold AHPRA registration under the Medical Radiation Practice Board. Those who do not hold AHPRA registration would not typically be eligible for professional lending programs designed for AHPRA-registered health practitioners. If you are unsure about your registration status, contact AHPRA directly.

Professional Lending — What May Be Available

Some lenders on our panel include AHPRA-registered medical radiation practitioners — including eligible sonographers — in professional lending programs that may offer LMI waiver options or competitive rate packages.

Eligibility is subject to your AHPRA registration status under the Medical Radiation Practice Board, your income level, and the lender’s current policy. Availability varies between lenders.

If you are not AHPRA registered under the Medical Radiation Practice Board, standard home loan options remain available — professional lending programs specifically would not apply.

Income Structures We Work With

Sonographers work across a variety of income arrangements. Tiger Mortgage works with:

  • PAYG employment in hospital radiology departments
  • Employment in private radiology practices or imaging centres
  • Locum sonography work across multiple sites (ABN-based)
  • Cardiac sonographers employed by cardiology practices or hospitals

Why Tiger Mortgage

Raymond Liao is a CPA-qualified mortgage broker with a broad panel of lenders across the major banks, second-tier lenders, and specialist lenders. His accounting background means he understands how lenders assess complex income structures — private practice income, trust distributions, partnership arrangements, and company payroll — in ways that directly benefit professionals with non-standard remuneration. Tiger Mortgage operates from offices in Chatswood (NSW) and Robina Town Centre (QLD) and provides services nationally. Raymond is fluent in English and Mandarin.

Frequently Asked Questions

I'm not AHPRA registered — am I eligible for a professional home loan?

Sonographers without AHPRA registration under the Medical Radiation Practice Board would not typically qualify for medical professional LMI waiver policies. Standard home loan options remain available — contact us to discuss your situation.

Locum income paid through an ABN is assessed as self-employed income, with documentation requirements varying by lender. We identify which lenders are suited to your contracting arrangement.

Generally, eligibility is based on your AHPRA registration under the Medical Radiation Practice Board rather than your specific subspeciality. If you are registered and your registration type meets a lender’s policy, subspeciality is generally not a barrier.

Book a Free Consultation

Contact Tiger Mortgage to discuss your situation and explore the home loan options available to sonographers. There is no cost for an initial consultation — we are paid by lenders only when a loan settles.

General information only — this page does not constitute financial advice, credit advice, or a recommendation of any particular product. All information is subject to change without notice.

Loan eligibility, interest rates, LMI waiver availability, and other lending conditions are determined by individual lenders based on their current credit policies and your personal circumstances. Lender policies may change at any time. Tiger Mortgage makes no representation that any particular product, rate, or benefit will be available to you.

Tiger Mortgage Pty Ltd holds Australian Credit Licence 389087. Raymond Liao holds Credit Representative Number 532909 authorised under ACL 389087.

Mortgage brokers receive remuneration from lenders in the form of upfront and trail commissions when a home loan is settled. A commission disclosure will be provided to you before any credit assistance is given.

We recommend you seek independent financial, taxation, and legal advice appropriate to your personal circumstances before making any financial decision.