Home Loans for Podiatrists

Podiatry is regulated under AHPRA and a number of Australian lenders include registered podiatrists in their professional lending programs. Tiger Mortgage helps AHPRA-registered podiatrists and podiatric surgeons explore the home loan options available for their profession and income structure.

Tiger Mortgage – Residential Loans Sydney & Gold Coast

Registration — Podiatry Board of Australia

Podiatrists and podiatric surgeons in Australia must hold current AHPRA registration under the Podiatry Board of Australia. Podiatric surgeons hold specialist registration.

Professional Lending — What May Be Available

Some lenders offer professional lending benefits — including LMI waiver options — to AHPRA-registered podiatrists. Podiatric surgeons, who hold specialist AHPRA registration, are generally included in at least as broad a range of lender programs as general podiatrists.

All benefits are subject to lender policy, your AHPRA registration, income, and individual eligibility. We assess your position across our full lender panel.

Income Structures We Work With

Podiatrists work across a variety of income arrangements. Tiger Mortgage works with:
• PAYG employed podiatrists in hospitals, aged care, or community health
• Private practice (sole trader, company, or trust)
• NDIS-funded podiatry practice income
• Combination of PAYG and private practice income

Why Tiger Mortgage

Raymond Liao is a CPA-qualified mortgage broker with a broad panel of lenders across the major banks, second-tier lenders, and specialist lenders. His accounting background means he understands how lenders assess complex income structures — private practice income, trust distributions, partnership arrangements, and company payroll — in ways that directly benefit professionals with non-standard remuneration. Tiger Mortgage operates from offices in Chatswood (NSW) and Robina Town Centre (QLD) and provides services nationally. Raymond is fluent in English and Mandarin.

Frequently Asked Questions

Is a podiatric surgeon assessed differently to a general podiatrist?

Podiatric surgeons hold specialist AHPRA registration and are typically assessed at least as favourably as general registrants. Higher income levels associated with surgical practice may also improve lender assessment.

Yes — company income from a podiatry practice is assessable with appropriate documentation. We identify the lender best suited to your business structure.

For PAYG podiatrists: payslips, employment documentation, and AHPRA registration evidence. For self-employed: business financial statements, personal tax returns, and AHPRA registration evidence. Documentation requirements vary by lender — we guide you through what is needed for your specific application.

Book a Free Consultation

Contact Tiger Mortgage to discuss your situation and explore the home loan options available to podiatrists. There is no cost for an initial consultation — we are paid by lenders only when a loan settles.
Also see: home loans for physiotherapists | home loans for chiropractors | medical professionals — see our other professional lending pages

General information only — this page does not constitute financial advice, credit advice, or a recommendation of any particular product. All information is subject to change without notice.

Loan eligibility, interest rates, LMI waiver availability, and other lending conditions are determined by individual lenders based on their current credit policies and your personal circumstances. Lender policies may change at any time. Tiger Mortgage makes no representation that any particular product, rate, or benefit will be available to you.

Tiger Mortgage Pty Ltd holds Australian Credit Licence 389087. Raymond Liao holds Credit Representative Number 532909 authorised under ACL 389087.

Mortgage brokers receive remuneration from lenders in the form of upfront and trail commissions when a home loan is settled. A commission disclosure will be provided to you before any credit assistance is given.

We recommend you seek independent financial, taxation, and legal advice appropriate to your personal circumstances before making any financial decision.