Home Loans for Optometrists
Optometry is a regulated health profession and AHPRA-registered optometrists are recognised in the professional lending programs of a number of Australian lenders. Whether you work in corporate optical, an independent practice, or are establishing your own optometry business, Tiger Mortgage helps you explore the home loan options available to your profession.
Registration — Optometry Board of Australia
Optometrists in Australia must hold current registration with AHPRA under the Optometry Board of Australia. Therapeutic optometrists hold an endorsement for scheduled medicines on their AHPRA registration.
Professional Lending — What May Be Available
A number of lenders recognise AHPRA-registered optometrists as eligible for professional lending benefits, which may include LMI waiver policies and competitive rate packages.
Therapeutic optometrists — who hold an additional endorsement under AHPRA — are generally assessed under the same professional policies as standard optometry registrants.
All benefits are subject to lender policy, your AHPRA registration status, income level, and the lender’s current eligibility criteria. Policies may change without notice.
Income Structures We Work With
Optometrists work across a variety of income arrangements.
Tiger Mortgage works with:
• PAYG employment in corporate or franchise optical chains
• Independent private practice (ABN, company, or trust)
• Sessional or part-time employment across multiple practices
• Optometry practice ownership
Why Tiger Mortgage
Frequently Asked Questions
I work for a large optical chain — am I eligible for professional lending programs?
Yes — employed optometrists with current AHPRA registration are generally eligible for professional loan packages with applicable lenders, regardless of whether your employer is a corporate chain or independent practice.
I own my own optometry practice — how does this affect my assessment?
Private practice income is assessable with appropriate financial documentation. Raymond Liao’s CPA background means he understands professional practice financials and can present your income accurately to lenders.
I'm considering purchasing my practice premises — can Tiger Mortgage help?
Yes — commercial property purchases for practice premises are a separate product to residential home loans. Tiger Mortgage also assists with business and commercial property lending. See our Business & Commercial Loans page.
Book a Free Consultation
Contact Tiger Mortgage to discuss your situation and explore the home loan options available to optometrists. There is no cost for an initial consultation — we are paid by lenders only when a loan settles.
Also see: home loans for physiotherapists | home loans for pharmacists | medical professionals — see our other professional lending pages
General information only — this page does not constitute financial advice, credit advice, or a recommendation of any particular product. All information is subject to change without notice.
Loan eligibility, interest rates, LMI waiver availability, and other lending conditions are determined by individual lenders based on their current credit policies and your personal circumstances. Lender policies may change at any time. Tiger Mortgage makes no representation that any particular product, rate, or benefit will be available to you.
Tiger Mortgage Pty Ltd holds Australian Credit Licence 389087. Raymond Liao holds Credit Representative Number 532909 authorised under ACL 389087.
Mortgage brokers receive remuneration from lenders in the form of upfront and trail commissions when a home loan is settled. A commission disclosure will be provided to you before any credit assistance is given.
We recommend you seek independent financial, taxation, and legal advice appropriate to your personal circumstances before making any financial decision.