Home Loans for Chiropractors
Chiropractic is regulated under AHPRA and a number of Australian lenders include registered chiropractors in their professional lending programs. Tiger Mortgage helps AHPRA-registered chiropractors identify which lenders’ current policies are most suited to their employment arrangement and borrowing needs.
Registration — Chiropractic Board of Australia
Chiropractors must hold current AHPRA registration under the Chiropractic Board of Australia to practise in Australia.
Professional Lending — What May Be Available
Some lenders on our panel offer professional lending benefits — including LMI waiver options — to AHPRA-registered chiropractors.
Eligibility is subject to your AHPRA registration status, your income level, and the lender’s current credit policy. Benefits are not uniform across lenders and may change without notice.
We assess your eligibility across our full lender panel to identify the currently available options most suited to your situation.
Income Structures We Work With
Chiropractors work across a variety of income arrangements. Tiger Mortgage works with:
• PAYG employed chiropractors in chiropractic, allied health, or multidisciplinary clinics
• Chiropractic practice ownership (company, trust, or sole trader)
• Associate arrangements — percentage of billings or sessional fees
• Combination of PAYG and private practice income
Why Tiger Mortgage
Frequently Asked Questions
I've recently opened my own chiropractic practice — does this affect my application?
The length of time your practice has been established is a factor some lenders consider. Requirements vary. Speak with us directly to assess your specific situation and identify lenders suited to your stage of business.
My income flows through a company — is this assessable?
Company income from a chiropractic practice is assessable with appropriate financial documentation. Raymond Liao’s CPA background allows him to review your business structure accurately and identify the most suitable lenders.
Do I need a minimum income to qualify for an LMI waiver?
Some lenders that include chiropractors in professional programs have minimum income requirements. These thresholds vary and change with lender policy — we assess your income level against currently applicable criteria.
Book a Free Consultation
Contact Tiger Mortgage to discuss your situation and explore the home loan options available to chiropractors. There is no cost for an initial consultation — we are paid by lenders only when a loan settles.
Also see: home loans for physiotherapists | home loans for psychologists | medical professionals — see our other professional lending pages
General information only — this page does not constitute financial advice, credit advice, or a recommendation of any particular product. All information is subject to change without notice.
Loan eligibility, interest rates, LMI waiver availability, and other lending conditions are determined by individual lenders based on their current credit policies and your personal circumstances. Lender policies may change at any time. Tiger Mortgage makes no representation that any particular product, rate, or benefit will be available to you.
Tiger Mortgage Pty Ltd holds Australian Credit Licence 389087. Raymond Liao holds Credit Representative Number 532909 authorised under ACL 389087.
Mortgage brokers receive remuneration from lenders in the form of upfront and trail commissions when a home loan is settled. A commission disclosure will be provided to you before any credit assistance is given.
We recommend you seek independent financial, taxation, and legal advice appropriate to your personal circumstances before making any financial decision.